Child Tax Credit: Can you claim a 17-year-old child on your taxes?

In March 2021, the American Rescue Plan enacted the expanded Child Tax Credit for 2022 and it can now be received in advance. Part of this expansion includes sending the 2022 tax credit to families in advance through direct payments in 2022 instead of making them wait until they prepare their 2022 taxes in 2023.

The American Rescue Plan increased the maximum amount of the Child Tax Credit to $3,600 for qualifying children under the age of 6 and $3,000 per qualifying child between the ages of 6 and 17. Before 2021, the credit was up to $2,000 per eligible child, and those who had reached the age of 17 were no longer eligible. This is no longer the case.

Changes to the Child Tax Credit for 2022 include lower income limits than the original credit. Families who do not qualify under these new income limits are still eligible to claim the $2,000 child credit using the original Child Tax Credit income limits.

Plus, the credit is fully refundable for 2022. This means eligible families can get it even if they don’t owe federal income taxes.

Prior to this year, the reimbursable portion was limited to $1,400 per child and there were other requirements related to earned income to obtain the reimbursable portion.

How can I claim child tax credit in 2022?

According to the IRS official website to be a qualifying child for the EITC, your child must be:

  • Any age and permanently and totally disabled at any time during the year.
  • Under age 19 at the end of the year and younger than you (or your spouse, if you file a joint return).
  • Under age 24 at the end of the year and a full-time student for at least 5 months of the year and younger than you (or your spouse, if you file a joint return).

To claim your child as your dependent, your child must meet either the qualifying child test or the qualifying relative test:

To meet the qualifying child test, your child must be younger than you and either younger than 19 years old or be a “student” younger than 24 years old as of the end of the calendar year. There’s no age limit if your child is “permanently and totally disabled” or meets the qualifying relative test.

In addition to meeting the qualifying child or qualifying relative test, you can claim that person as a dependent only if these three tests are met:

  • Dependent taxpayer test
  • Citizen or resident test
  • Joint return test






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