Mortgage rates are ticking up. Time to refinance?

When the Federal Reserve indicated in December that it would be raising short-term interest rates to slow inflation — which had reached four-decade highs — it prompted a steady rise in mortgage rates.

Between the Fed announcement in December and its approval of a one-quarter percentage-point hike on Wednesday, mortgage rates for a 30-year fixed loan rose to almost 4% in early March from 3.3%.


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